KYC / Onboarding
Multi-agent KYC workflows involve sensitive PII, complex verification chains, and high-stakes decisions. Every step must be governed, every handoff audited, every decision explainable.
Typical KYC Workflow
Data Extraction Agent
Extract information from uploaded documents
Document Verification Agent
Verify document authenticity and validity
Identity Check Agent
Cross-reference against sanctions, PEP, adverse media
Risk Assessment Agent
Calculate composite risk score
Failure Modes in Ungoverned KYC
Multi-agent KYC systems create structural risks that traditional controls cannot address.
PII Extraction Leakage
Sensitive data passed between agents without sanitization
Decision Logic Opacity
Multi-agent decisions with no unified reasoning trail
Agent Conflict
Contradictory outputs between verification agents
Audit Trail Gaps
Missing records between agent handoffs
Governance at Every Decision Boundary
Mirror OS intercepts and governs each step in the KYC workflow, creating audit-ready evidence by default.
Mirror Guard
- PII detection and redaction at every boundary
- Policy enforcement on extraction outputs
- Input validation for all document uploads
Mirror Gateway
- Orchestrated handoffs between agents
- Quality gates at each verification step
- Fallback routing for edge cases
Mirror Memory
- Complete decision chain capture
- Reasoning preservation across all agents
- Audit-ready evidence packaging
Decision Chain with Mirror OS Control Points
Every handoff is attributable. Every approval is defensible.
Audit-Ready Evidence Output
For every KYC decision, Mirror OS produces a complete evidence package that satisfies regulatory requirements — automatically.
- Complete input/output history for each agent
- Policy evaluations and enforcement actions
- Timestamped, cryptographically signed records
- Exportable in regulatory-standard formats
Decision: APPROVED
Risk Score: 23/100 (Low)
Processing Time: 4.2s
2. verification-agent → ✓ document authentic
3. identity-agent → ✓ no matches
4. risk-agent → ✓ low risk
Signed: 2025-12-27T09:14:22Z
“Every handoff is attributable. Every approval is defensible.”